First of all, If your thinking about added anyone to your Wells Fargo account... Double make sure your getting what you requested in writing and save the documents for the next 1000 years... And maybe they might honor it. That was my first mistake I decided to add at least one of my children on my account as an authorize user only in the event of my death MY MONEY would be available to them immediately, instead of waiting on the red tape for years to have access to MY MONEY.
I doublely asked with my adult son and adult daughter present that when he or they my children open an account with Wells Fargo would I be held liable for their own account. My son was not issued and credit, debit or checks on MY ACCOUNT. That's the way he wanted it, cause he know it was MY MONEY and if he needed money he knew he could ask me. Anyway, Wells Fargo - Personal Banker / Loan Officer MACT5542-011 Ms Woodard at 1105 Wooded Acres Dr suite 100, Waco, TX 76710 254-714-6117 assured me that when my son open his account I WOULD NOT BE LIABLE FOR HIS ACCOUNT!!!
Well surprise, surprise... He thought his balance was correct before withdrawing from either the ATM or Debit card purchases... Now this is from his own account. He realize that he needed to close his account and thought everything he withdrew or purchased that it was cleared. Surprize again, I have online banking with EMAIL ALERTS THAT GO ON WITH MY ACCOUNT... NOT ONCE did Wells Fargo alert me that I would be liable for $1092.84 that he owed.
Wells Fargo looked up his name to see if he name was on another account... Guess what happen next... His is on my account and the bank took out $1092.84 on July 31... Yesterday. When he hasn't had an account in awhile. So needless to say they will not credit my account, I've decided that I'm going to bank with a a small credit union in McLennan County WHO WILL NOT RIP YOU OFF... They are willing to work with you.
I've had an account with them for 20 years but they didn't have checking or ATM available at the time and I was living in Dallas so I needed easier access to my account. That is why I'm with Wells Fargo to begin with. I've always believe that the larger the bank the more they can get away with excessive fees and charges and change their policies to benefit them. Wells Fargo could of gave me notice of what they we're going to do, but they didn't. Also, I truly believe when your ripping of the little people, your time will come and you will have to answer to Our Lord.
DON'T BANK WITH WELLS FARGO! As for the people who are employed with these banks who rip you off, one day your time will come. Don't you have any morals? Working for a company that you know is ripping people off...
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