I recently opened a checking acct. With key bank. I decided to get overdraft protection one day and called after banking hours, the person that helped me told me I would have a credit check for the protection and that it would be easier if I just opened a savings. So I agreed.
By the end of the month they had taken near 300 dollors out of my acct for overdraft charges b/c all my money was in the savings acct. And they never transfered it.
They never even gave me a atm card for the savings acct. So even with a well sufficient amount in my savings, (which was my college tuition—that I have never put in the bank) I would deposit money in my checking and transfer it to my savings. Real classy right!!
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