I applied with CareCredit only under the assumption that there was 18 months no interest and then 21.98% thereafter for a medical procedure. We paid off $2,200 out of the original $3,800 balance. Then this month we get a statement saying that our 18 month were up and all the interest from the 18 months was only deferred and not actually 18 month no interest. So we got charged $984.98 plus the 21.98% annual charge which brought our total due from $1,656 to $2,591. They said: oh, by the way, so you know, CareCredit doesn't offer interest free, we offer only deferred interest and if you dont pay it off within the stated time you will be billed for all the interest.
I feel ripped off because I would have never signed on had I was told that they didn't really offer no interest. I will never use CareCredit again and for anyone that is considering, DONT GET IT!!!
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