As with most people I thought this would be a reputable company to deal with. The process they use is both deceptive and extreme. I did accept the credit card and will accept the responsibility of paying it off.
However, it should be known to all that this company uses unfair practices and does charge "unholy" amounts of fees with this card: example: I haven't used this card in 6 months and have made all my payments ontime, yet they added the annual fee without prior notice and added the usual particiation fee, club membership fee, credit insurance, and a finance charge on the annual fee putting my account in an overlimit thus costing an additional $29.00 I can only hope to get this paid off and closed very soon! If you can avoid this card... Do it!
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