Bank of America sent me a notice informing me they were reducing my credit point from $48,000 to $25,000. No cause or clarification was supplied although they called me to my credit history. I believed which was unusual since I've amazing credit within the large 700is and that I usually spend promptly and also have no charge card balance. I requested my credit history, and affirmed my credit is squeaky clean, no late payments were documented ACTUALLY. Actually, my credit report confirmed that Lender of American hadnot actually bothered to examine my statement, therefore their choice seems to be capricious and unjustified. Accurate, I actually donot currently require $48,000 in credit, but imagine if I had been involved with incident in a foriegn nation and required big amounts of cash to cover an unexpected hospital statement?
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