So, I used to have an MBNA credit card, but unfortunately, MBNA sold their credit card service to Bank of America. Well, for starters, my interest rate went up and I asked them to reduce it, advising them I had a better offer on rates with another company. They refused because I was within 20 percent of my $6,000 credit limit. So, I decided to make a lump sum payment and reduce my balance down to $3,600. What did Bank of America then do... They lowered my credit limit to $3,700?
Now, while I was no longer within the 20 percent of my credit limit, I decided to phone them again, and they said for me to call bank in 6 months and they woul re-review it. I had not overlimits, late payments, etc. They just don't want me as a client. I wrote them a letter and sent it in with my payment. I never got a response, but they cashed the payment.
I'm through with them and am making sure that everyone I know who banks with them or thinks about them knows what I went through. They are an elitist organization and treats my sex unfairly. I will never use them again for anything!
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