RJM has for two years in a row (always in April) sent a collection letter to me claiming I owe $67.28 on a debt from some Science Fiction Book Club, an account they have "purchased".
First letter was sent to me four years ago when I was still living at home with parents and attending school. Records they provide indicate that I would have opened this mysterious account when I was fifteen years old.
They've claimed to have reported this to TransUnion and Experian, but I've so far seen NO record of delinquency notices on my credit reports. I smell lies and false threats.
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