I was contacted by a Ryan Steinberg at Phillips & Cohen claiming to be an attorney and that he would be bringing bringing legal action against me in court (he gave me 1 week for a date) if I did not agree to a settlement in the next few days. He then when on to tell me that I sounded like a nice guy and, it was unfortunate that I should have to go through all of the grief that I would incur with the litigation and that he would try and make a settlement on my behalf with the VP he knew at Advanta Bank Corp. After telling him I would try and get the money together, he told me he would send an email to Advanta and arrange a conference call in the morning to talk with the bank on my behalf, which never took place. He then explained that he received an email that claimed that the VP had agreed to a final amount and they would be willing to settle for just over 50%. After our phone conversion he sent me a passworded email with our agreement in writing from Tony Morelli Sr. VP with Advanta bank letterhead. Nothing was signed and no mention was made of the agency that actually purchased my account. So far all I have received is deceit and lies, actually settle nothing, or close the account legally. I will follow up on this report as the details become available.
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