Complaint / Review
First Consumer National Bank (FCNB) And Midland Credit Management
The Credit Store ripoff

Outright fraud by major credit card issuer...

First Consumers National took over account from The Credit Store, which because of hard times I later had to default on until I could pay them off. They sold this debt to Midland Credit Management, who outright broke federal law in my dealings with them (FDCPA), in january I paid them off. It took 3 months for that to show on credit report, which at the same time I noticed that First Consumers had relisted it as an unpaid debt.

The way I see it is that FCNB no longer had any claim against me when the sold the debt, and by relisting it is committing fraud by claiming that money is still owed them...