Citibank the Giant predatory credit card issuer. They send you a message on your monthly statement that says your interest rate has been raised For one of 3 reasons.
Although they tell you they cannot tell you WHY! It is just because. Although you make all your payments ON TIME! Citibank tells you they have the right to check your credit according to the cardholders agreement even if the account is closed and if they find a late payment to anyone and whether the information is true or inaccurate as we all know how accurate credit bureau's are?
YOU as the card holder have to find the reason not CITIBANK! You have to live with their choice. You are offered a number to the credit bureau and told to find out the reason. Now that makes sense? So although you may find no reason on your credit report All CITIBANK will tell you is. It was their choice!
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