For the past fifteen months or so thought I was doing the right thing be trying to take care of my debt once and for all in a responsible matter, I was wrong, or should I say miss lead. This company does nothing more than pray off of people who are in a very vulnerable situation. They do nothing but lei and deceive you from the very begging and lei straight out lei. For the past fifteen months I have been paying these and they have done nothing on my behalf.
I was sued by capital one because of the advise of these people they say that they have lawyers over the phone but that is a lei I was let to deal with the courts on my own. Anything they can do you can do yourself. They tell you to stop answering the phone that's fine if you want you debt to be charged off and have that on your credit report for the next 7 years. You can deal with you creditor your self in my case they have sent me settlement letters for a reduced amount but this has nothing to do with debt relief this is just because I stopped paying my bills and its in the interest of the banks to secure a lower amount of payment so that you don't filing for bankruptcy, which could happen to anybody in their so called program.
Right now I am trying to secure my set aside funds which they said is about $2100 and wont give it to me for 30 days. They are also refusing to refund my administrative which amounts to $1400 for doing absolutely nothing. Also on top of that they have been charging me a monthly fee of $30 dollars which I offer them to keep just refund the my administrative fees and my set aside account. Which would still leave them with a $450 dollar profit for doing nothing. I can get out my self for 3000 dollars less then what they wanted me to pay and 12 months faster.
How can I get all my money back can someone help me?
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