I tried to get Debt Relief USA to start working with my credit card debtors and they said that I needed to pay a 10% of total debt fee; which was $770 in my case; keep sending in bills (cost of postage I paid); and then it could take up to 5 or 6 months before they would even start talking w/my creditors.in the meantime, they wanted me to send creditors some phony pre-printed letters they made up to stop creditors from calling me. This was ridiculous!
I would have been better off going the bankruptcy route; at least an attorney would have contacted my creditors by now, and i would not be getting all the phone calls 5 or 6 months after paying thousands to a phony company like Debt Relief USA, Inc.
I cancelled the service with them; and requesting a confirmation of this cancellation. They never called me or sent me anything. I had to call them again for them to say they don't do confirmations; and I would have to trust them to stop the direct debits from my checking account!
If you're thinking about going with this Debt Refief company; please don't do it! They will RIPP YOU OFF IN A HEARTBEAT AND NOT CARE ONE SECOND THAT THEY DID SO.
My advice: keep you money and get a bankruptcy attorney or work with your credit card companies yourself — you'll save thousands of dollars that would be otherwised wasted on a fraudulent company like debt relief usa!!
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