When I signed up with United Financial Systems it happened exactly the way the ex employee state in their report. The first payment was made without incident and on time. Today I called them because I was receiving phone calls from one of my creditors. I also received a letter from a second creditor. Both of them were contacting me because the payment was missed. Now how could that be if UFS has had the payment (as they took it from my account 3 weeks ago) When I called them, they made excuses for the late payment and shockingly enough the response was word for word what the disgruntled employee explained in their report "They didn't know why the creditors hadn't posted the payments yet." I am positive I was lied to today. Both creditors did not sit on these payments for 3 weeks. I am sure they were simply not sent timely. To further irritate me, I always made my payments on time. Now I have late payments showing, was charged late fees, and was giving a written warning that if I miss another payment I will no longer qualify for the program. I am angry and will not rest until I am #1 told the truth and apologized to #2 refunded any of my payments they have not yet forwarded to my creditors #3 going to my bank to revoke their ability to take money from my account again, #4 going to submit TIMELY payments to my creditors on my own, #5 contacting the BBB (YES I AM GOING TO FOLLOW THROUGH WITH THIS)
Seeing as our economy is the way it is, these types of companies (those that lie to you and do not follow through on their promises) are preying upon innoncent people who are truly just trying to pay their debt without having their accounts get so out of control that they have to put the burden of their debt into another rediculous stimulus bill.
From what I see unfolding on my account I would have to say that the disgruntled employee did an honorable thing warning others of this bad situation.
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