In November I was screwed by American Debt Relief (ADR). This company promised to have my credit card debt taken care of in 36 months. After several calls from the credit cards, and seven months of ADR taking money from my account, ADR finally made a payment to one of them. I was told the credit card was paid $2,969. My account with ADR showed a debit of $3,495.
I soon learned the credit card was only paid $1,369. The remaining balance of $1,600 was to be paid the following month. ADR never made this payment. Guess who did? ADR was contacted by certified letter and told that they were to cease accessing my accounts and I wanted a refund. I was notified a week later that ADR filed for Bankruptcy. I haven't heard anything since. What this company did for me: Increased my debt, ruined by credit and best of all, after I settled with the credit cards for the ammount I owed before getting involved with ADR, I get to pay income tax on the difference of the ending balance and what we settled for, basically late fees and interest.
It is now March and I have heard and seen evidence of this company still screwing unsuspecting people that already have enough problems without having to deal with frauds like this. I was contacted by Tim Gannon, ADR. Several calls to Tim Gannon, during the time I thought I was being helped, but was only being screwed, proved unsuccessful. He was out to lunch most of the day. This guy has to be a very large man based on the ammount of time he spends at lunch. If this post helps me get my money back and lands those who work or have worked for ADR in federal prison, where they can be with my good friend bubba ever day, great. However, I hope this post prevents others from being screwed.
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