In January i was setting at a computer crying wondering how i was going to pay my credit card bills. (It is a long story on how i got there so we wonte get into that.) I get a phone call by world wide financial saying that they could help me get out of debt in 18 months. Well this was music too my ears. All I had to do was pay $300 a month and at the end of the 18 months i would be debt free and my credit would be as good as it was when I started.
Well let me tell you this music to my ears shortly became a hellish nightmare. A few months into this agreement my contract got sold to Debt Relief International. I didn't mind too much then because I though for sure they would do what was promissed to me.
A few more monthes into this I realized that not much was being done so I started calling on a daily baises to find out what was going on with my account. I told them that i was going to stop the withdrawls out of my account if i didn't start seeing some progress. They assured me that i needed to keep paying because the more money that was in my account the faster these credit cards would be paid off. So I kept paying.
Then finally I got word that they were settling with one company. I finally had hope that i wasn't being ripped off. Boy was I wrong. The account was settled but Debt Relief International just never paid it. Now I have a judgement against me.
I did finally quit paying them but they still took money out of my account unauthorized. I still don't have that money back either. I am out over $6000 and now when i call them I get a recording that they are doing assitance upgrades. I have had that recording for over 3 months now I don't know what else to do. I just want to warn other people who are in my shoes not to make the same mistake I did.
Before all this I had good credit my only problem was my debt to income was high. Now I couldn't get a loan to save my life.
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