Well, folks here we are in the war. Not only are our men fighting for all rights, we are in our own war with Ocwen.
Every year I fill out that "financial statement". Every year I send it back in with the requested information. Every year I get a letter stating it hasn't been received. Every year I resend it via email.
This year is not any different. Again, they send the financial statement, again, I send it in. Again, they say they didn't receive it.
Well, I called and talked to the idiots. I was VERY polite too! I have holes in my tongue for biting my tongue. Anyway, the service rep, Rebecca, said the info wasn't received and to send it again. Well, I informed her that I had/have the copy of the postal confirmation stating it was received and asked if it was just thrown in the trash or what? Trying to get through the language barrier, she then stated it was received on the 15th of Jan. (I mailed it the 10th of Jan. The same DAY it was received). Now, I am confused... First she says it wasn't received, then it was. This is what is so typical of them.
I remember Jan 1 as a National legal holiday. Right? Well, the first letter sent to me was dated Jan 1. It was mailed from their mail room Jan 7, and I received it on Jan 10. I guess they work on national legal holidays when no one else does.
I guess my point is this. I don't know where I stand with them on this "so-called" forbearance. I have been sending in this financial statement for 3 yrs now. I have been paying my contractual mortgage for 3 yrs now. No late charges, Never late, don't escrow, pay all insurances and taxes direct myself.
Now, this is another story, but, this mortgage is not even mine. It started with my former husband and the refinance. Well, I kicked him out, and I got the house. Well, long story short, it ended up with HUD. Now, you need to know, I NEVER signed anything, no note, no promisorry anything. The HUD attorneys told me I could walk away from the house and no one can touch me. Now, that is a nice feeling.
However, I like my home and acre..
I don't know what to do if Ocwen keeps requesting the financial information. You see, I am totally disabled, and Ocwen wants W-2's, paystubs, tax returns, etc. Well, my disability is tax free so I don't file a tax return. I don't get pay stubs and I don't have w-2's. They keep asking for them in order to complete the so-called forbearance agreement.
Well, how do you give them something you don't have. That is what I tried to convey to Rebecca. I can't send something I don't have. She mentioned putting it in writing, I did that too... I even faxed the information in writing to the fax number that I was given. I also scanned the stuff and sent it as an email. There is no question that they didn't receive it, but I just can't cough up something I don't have...
If I could, I would cough up a clear deed to this property and be done with them.
Well, thanks for listening. Anyone know the status of the lawsuit? I too am participating in that also.
DR
Texas
U.S.A.
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