): I recieved notification of a seminar that was being held in Tysons Corner, VA regarding how to start a business. Soon after the seminar began, I realized that the seminar was trying to sell websites. After the first half of the seminar, everyone was asked to purchase a website for 99.00 plus $10 a month maintenance fee. We were told that if we did not purchase the website we would not be allowed to stay for the second half of the seminar. I purchased the website. The second half of the seminar pushed us to purchase a merchant account that costed a hefty $2700.00. When I asked the representative questions because I was unsure of such a costly investment, he stated that if I had questions then I was not ready to start a business and that I would not be a successful businessperson. I felt extremely pressured into signing a commitment to pay the $2700 in monthly installments of $89. Their tactics were unethical as they did not mention that there was a five day cancellation period after signing the contract. Regretfully, I signed the contract and never heard from Epenzio again until I was debited $89 from an unknown debitor, Fair Financial.
I disputed the charge to my account (which I did not authorize them to use to debit my account). I contacted Fair Financial and they stated that they are collecting on behalf of Epenzio. I explained that I never received any type of software of material and explained that I was pressured into signing a contract that I was never sure of signing. I contact Better Business Bureau in April and they acted as a mediator. I offered to pay for the six months of NO service that I received as I felt that this was just punishment for signing something that I was unsure of signing. I also filed a report with the Federal Trade Commission as well. For months I did not receive any answer from the business and I hoped that they had dropped the issue.
Now, I received a collection notice from OSI (of Valley View, OH/phone number: 216-525-3300) stating that I owe Avalon Digital $3292.70.
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