Today I got a report from some guy who wouldn't identify the company he worked for. I could barely understand the very thick accent so may not have all of the information correct. He said I needed to go to court over a payday loan he said I took out in December. When I pressed for details, he said the company was Cash Net Payday, and something about them being located in Texas. He went on to give me my bank account info, reference names, and my Social Security number. He said I had borrowed $220 and never repaid it. This was a huge shock to me as I have not ever received this money and barely even remember that I'd even considered doing this! I am being threatend with a lawsuit and was given a court docket number but was told I could get out of it by paying this money now. Fat chance!
I do remember completing one app only to be told they would get back to me, which they never did. I don't even remember the name of the company, so not sure it's even this one. I went to check my bank records once I'd gotten off the call and don't see anything for the first half of December in that amount being deposited into that account. I asked for the other portion of the statement and will have that tomorrow when I go pick it up at my local bank branch. Now this attorney said that Cash Net had sent me numerous emails, which I've never seen. I countered with asking why they didn't mail a letter to me since they have all my info anyway. The guy supposedly sent me to his supervisor (who sounded just like the first guy) and he eventually hung up on me. Granted, I was pretty surprised and angry. Oddly enough, I had received several messages on my cell phone over the last few months from this guy, but his English is so bad I couldn't understand him and assumed it was some jerk calling to sell me something! Pretty unprofessional all the way around! I 'm waiting to see what my bank says and don't know where to go from there. I feel this is a scam, and I don't like being threatened, or told to pony up $220 when I have no proof of legitimacy. I hope you or one of the forum members can suggest a plan of action.
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