I signed iwth this company on the 5th of december. I had just had a baby and was out of work for several months due to complications. We were 4 months behind on our mortgage and in risk of losing our house. We contacted fedmod and they said that they would o all kinds of things including lower intrest rate to 3% and get rid of everything we are past due and do a principle reduction to what our house apraises for.
We had to pay him (brian kissinger is the man we dealt with through out!) 1000.00 for a retainer. (that is the first indication you are entering into a scam i have been told by my lawyer it is 100% illegal to accept any form of payment until a modifiaction is complete) and that there would be an additional 2000$ due when the mod closed. Well when i sighned on with them they had an aaa rating with the bbb and all seemed good.
Well after being told they were communicationg and making progress with countrywid ei talked to country wide and they had not heard anything from them, i rechecked bbb and their rating is now a f. I called brian really upset explaining that i have a 5 yr old and a special needs infant and can't afford to lose my house. He promised everything was moving and t would be ok. Well i talked to country wide on last tue and they had still not heard anything.
So i email brian and said i wanted my 1000 dollars back so that i would atleast give my mortgage that and try and figure ou thow i was going to get ou tof the trouble i was in. Well 10 hrs later without hearing back from brian or anyone else they took 2500 $ out of my acct illegally (they had my info from the 1000 $ check in the begining) i called the police immediatly as well as the attorney generals office. They gave me the number to a great lawyer and he is notw in the process of getting me not only my money back but 3* what they took from me, as that is what the law requires for this scam1 if this company has got you call the ag office and a lawyer and if you are looking into them just say no!!!
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