Complaint / Review
American Fair Credit Association
Unauthorized charges

I noticed a pamphlet for AFCA in 1998 and that I named it. I visited their workplace in Richmond, CA to obtain support with obtaining a charge card, because my credit wasn't excellent. They explained that to be able to obtain the credit card, I'd to be always a participant and spend a $5.00 monthly charge for just one year, and they might record my great cost record to all 3 credit agencies regular, which may enhance my credit.

After I no further had the charge card about twelve months later in my opinion, they nevertheless held receiving me the $5.00 charge but still do today. I attempted to possess my lender quit them from carrying this out, however they explained that just AFCA may stop this preauthorize monthly charge withdrawal. It has been about ten years today, meaning they've obtained about $1000.00 out-of my bank account, without any providers in exchange! How do you get my money-back?