I was contacted by a gentlemand named Joshua Redd who stated that I was approved for a loan of $5000.00. He advised me because I have some credit issues that I would have to secure the loan with $1200 which would equl the first 8 months worth of loan payments. So basically I would not have a payment due until Aug. I agreed (like an idiot) to wire some lady named Linda Price in Canada $1200.00 on a Thursday and supposedly the funds were to be deposited in my account on Friday. Well I wired the money as promised, called Joshua with the money gram number and he stated the funds were good to go and would be in my account the next day. Well Friday came around and I received a phone call from a gentle man named Mr. Taft. He advised me that due to additional insurance that was needed on my loan I would need to come up with another $1000.00 or they would refund me my money. I advised him that I sent him every penny I had to my name and I was really counting on the $5000.00. I advised him to refund my money. Well for some reason or antoher he stated they would not be able to put the funds back in my account until December 17th. I wired the money on Nov. 20th. I told him that I was going through a divorce and I am a single mom who is not getting child support and I could not afford to be out the money that long. They basically told me to see if I could barrow money from family to get me by. What I don't understand is that they were going to be able to put money in my account on Friday originally but all of the sudden now that they owe me money it can't be done until Dec. 17th. Well I was so upset to say the least. I responded to a yahoo question at the time of someone else who asked about their company stating my experience. I received a phone call from Mr. Taft the very next day threatening me with legal action if I did not delete my posting. I advised him to PLEASE have his legal dept. Call me. I would love to speak to them. He also advised me that if I would delete my comment that he would refund my $1200 a week earlier on Dec. 10th. But wait a minute I was advised there was NO way they could get the funds back to me any earlier than Dec. 17th. This whole deal sounds like a scam to me. I contacted the FBI about my dealings with them and they advised me NEVER to wire anyone money for a loan. So please if you are reading this and are thinking about doing it, DON'T. I have been put in a very bad place due to these people. I was unable to afford my daycare for the next week until I got paid again and almost lost my job. I should have been smarter considering I have a child to take care of. But that is what these people want, they want to suck people in who are in a bad place in life and need a little help in my opinion.
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