I have been a Capital One credit card holder for 4 years. I am responsible for what I have charged and pay on-time if a payment is necessary. However, that being said, Capital One has been charging me a payment protection fee for over 3 years. Totaling the monthly fee for over all these years it is over 800, they just refunded me 100 and are 'investigating' the issue. I have never signed up for this service and find it highly suspect that you can just charge someone a fee and say that it was on my statement every month, why am I disputing it now. They are stealing from people and laugh about it on the phone. Anyone out there that this has happened to? Any Esq.in the bunch that see any wrong doing. I am angry. I as a taxpayer am bailing out banks that probably practice this same thing!
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