Al I can tell you is there is a guy named Nathan that flat out lied to me. He had all the answers for all my questions. He did a real good job "CLOSING" me as I overheard him say when he thought he had me on hold. He even showed me hypothetical and back tested numbers and explained to me even though there was a disclaimer saying they were fake they really were only hypothetical because I hadn't done them yet. Well I did and and my wife and our nest egg is gone!!! I lost a total of $54,381.in less than 3 months. Don't do it folks!!
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