I was banking with First American before they were bought out by RBC and I had never had any problems. I also have an account with Alabama Credit Union which I never have problems with. My concern is about how easy it is to overdraft with RBC now. This bank encourages me to make purchases by misleading balances and statements.
I often check my balance and use the mini statement feature at RBC ATM's and First American was always up to date on my transactions. However, RBC seems to post things 2 or 3 days later than First American used to. Even my credit union account has better posting rates. I have been hit with overdraft fees three times now. The thing is the transactions were all posted about an hour before my deposit is posted.
Is it just me or does it seem like they are coaxing me into believing a false balance and trying to pin me down with fees?
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