I noticed on a recent Best Buy Credit Card Statement that Bets Buy 'allowed' me to go over my credit limit by nearly $800.00 dollars. When I called and asked how this could be possible, the response was that Best Buy did not want me to be embarrassed at the point of sale.
I responded that Best Buy should be embarrassed by engaging in this type of practice: collecting more on late and interest fees. Nothing can be done. I am going to get caught-up and zero-out the balance.
It is no wonder why the nation is in such a crisis: a balance between undisciplined consumers and unscrupulous creditors.
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