I got off of work Oct 10th and went to the bank to deposit a check. When I got there they told me my account had been Seized by Midland Funding LLC. I've never heard of these people before. As far as I am aware I don't owe anyone the amount that was in my account (roughly $1,000). I admit, I have outstanding debt here and there but it is at most $200-$300, not $1,000. How can someone I have never heard of before and never contacted me seize my bank account?
My worry is that they are going after me for my father's debt. He passed away just over two years ago and had a lot of debt with both the hospital and the retirement home he lived in. The retirment home sent me mail in the past after my father pasted asking for the money he owed them and I told them it wasn't my debt since I never signed anything or even took over his estate (my brother did). The reason I think it has to do with Midland Funding is the number I got to call is a 631 area code, the same area code my father living in out on Long Island NY. Seems like more then a coincidence to me. I won't know though for three days since they took my account on a Friday before a three day holiday weekend. Now I have to cancel all my holiday plans and figure out how I am going to even eat since I have no money what so ever.
Who the hell are these people and how can they do this without even contacting me once, or at least summoning me to court?
-Gary
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