We are both over 65. Decided to do a Reverse mtg. Due to a death in family and reduced income. Next pmt. Due Nov. 07. Called asked for payoff. They refused to give. Had Banker call, they gave run around and refused to give, we were ready to close, no payoff. February 12 they filed foreclosure February 22 they gave payoff by fax with all the additional fees added in. This left me over $10,000 over. They refused to do a short sale, they wanted my property. ASC tried it the year before and was turned down, then Option took over and now they are trying it again only they can't find the original Note, so they are asking the court to re issue the note in their name. I have asked to the court not to. I will pay off the original note not the outlandish fees they have added on with the foreclosure.
They also claim to have paid my taxes to the tune of $689.04. Big clue, my husband is totally wheel chair bound and we do not have any taxes. They are commiting fraud! I got them on that. They also added Harrard Insurance, which I know I can take off. All these companies belong to the same ones just under different corps. They think they are fooling the public. We need a good lawyer that will file a class action suit for all of us and put them out of business. My husband just had open heart surgery and is a diabetic who had his fistula fail and is going to have his left arm amputated. He has been in the hospital over a month now. I am not going to loose my home! I will pay off the original principal balance with a reverse mortgage and I will need the help of an attorney, so who is willing to help me?
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