Michelle,
Go as fast as you possibly can to your HR department and have your payroll deposit stopped they can do it within 24 hours. Tell them you are having a problem with your bank and you need it stopped ASAP. I did it when Charter One had me exactly where you are now... Also before they put you into check systems check online and find a bank that doesn't use check systems and start a new account. I don't know what banks you have access to there but if they use check systems they can freeze your account to pay Charter back or go to a check cashing place to cash your paycheck they may charge you 15-20 bucks but its better than your whole check girl... I will pray for you to find a way to get away from this cancer of a bank...
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