December i faxed all documents to david boyd filled out all of his applications and today september almost a full year and i am not able to get him on the phone or him to respond to my e-mails i have contacted my attorney and am ready to proceed with legal action should my $495 not be returned. It is unfortunate that these companies prey on individuals trying to do the right thing and that they are allowed to practice such a fraudulent business. Hoping I can get my refund before my attorney has to make things ugly.
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