BB&T is the WORST BANK in the United States. I thought Wachovia was because of their lame explanation of overdraft fees, but I just found the worst. I had 5 pending transactions that the money in my account was already accounted for and was reduced from my balance. I made a mistake and used my check card since AMERICA LIKES TO PREACH ON DOING THIS NOW, when i had cash. The store wouldn't void my transaction. I called this f*ck of a bank, and the person I talked to was a rude minority. I asked her "Is it too late for me to deposit this now without getting charged an overdraft fee?" I was already sure it was 2:00 PM. They will not waive any fees for sh*t. She wouldn't give me a straight answer. Her response was "You should just deposit $45 to be sure you're covered." WTF!?!? You won't give me a straight answer and you want me to put money in there just to give you? I elect not to as I don't have the money anyways. I could have tossed $2.50 in there to cover it but with a lame answer like that I just decide to eat the $35. Well here's where legalness comes into question. I had 5 pending transactions already accounted for and deducted from my balance. They just hadn't "officially" went through to the other side yet. This $2.50 transaction was my last and only transaction that was listed and in the negative. So i should just get charged $35 right? Wrong!!! These asses are now charging me $35 for each pending transaction that was already paid and deducted from my balance, however only one transaction which was the latest, which is still in pending, was the one to go negative and i should get one charge. No now i'm getting around 5. Safe to say i've signed up with Suntrust. Unfortunately my paycheck is direct depositing to this account, for the last time. The smart thing to do with banks is to not deal with them at all. From now on I will be withdrawing all of my money besides my bills that get debited out and not risk this ever happening again. Also i'm going to take the BB&T account and charge a bunch of stuff I want b/c they need to be screwed. I've done this before my credit is still straight. All they have are excuses and pissy customer service reps.
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