Around 1995-1999 I kept getting harassing phone calls from a collection Agent claiming that I had cosigned on a "loan or credit card" for my ex-wife for around $10,000. I made it clear to the collector that I had done no such thing and that if they had something with my signature then they should send it to me and if in deed I had signed I would accept the debt and deal with my ex. Not only did they NEVER send me anything in writing, they kept calling me and the calls finally just stopped!
Imagine my shock when today I opened the mail and found that my salary is being garnished for a judgment that was supposedly filed against me on March 6,1997 for $10,557.08!!! It was accompanied by a letter from my payroll company that says the goal amount is $22,504.57!!
I have been monitoring my credit reports since 1995 and I immediately ran a new one to see if in fact there is a judgement against me.
Again — Shocker & No public records! As a matter of fact my credit score is high and my credit report is clean.
Amazing... I have a judgment for $750 filed years ago against an attorney that owes me money and no one can find him.
What am I supposed to do now? I can't afford an attorney. And even if I could, how do I prove a negative?
The letter from my paroll company said that if I have a dispute I have to call the issueing agent. Well this gets better:
1. The suit against me is from Chemical Bank — Chase (who took them over) knows nothing about this) 2. When I called the attorney's office, they told me that I have to go to the court to get a copy of the paperwork.
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