I was desparate for a loan because I am getting married next month and needed the money to finance it. The day is creeping up closer and closer and I have been applying again and again for a loan hoping that someone would approve me! Finally i got the e-mail I was waiting for! I was so happy! It said: PLEASE DISREGARD PRIOR EMAIL!
Dear Applicant,
Congratulations and thank you for applying for your loan online through Equity One Financial Inc.
After substantial review, we were able to gain a successful approval for you in the amount of $5,000.00.in order to maintain priority on the approval your immediate attention is required. Please contact your loan consultant, Ms. Olivia Mansfield at 1-877-256-0692 Ext 188
Sincerely'
Processing Center
I called the number right away. At first I Got the womans voicemail and you have to announce your name before she even speaks to you. Olivia Mansfield she claimed her name was seemed very convincing. She said i was approved and told me my interest rate how much my payments would be per month and told me I had the maximum of 4 yrs to pay it back. She also said that I would not have to make my first payment for 4 months! Sounded great! I was so happy! Finally I had some hope that my special day was going to happen!
Then after 20 mins on the phone with her explaing all of the details she said that my contract would be sent via e-mail and I would have to print it and fax it back to her along with the proper id and proof of address. Still sounds good right? Well then she says that due to my credit the company had to go through private lenders. I was then told that I was approved by 2 of the lenders but they had to be secured. Secured with a deposit of $591.00 by the one lender or $650 by the other lender! She said it was collateral since I do not have a house to secure the loan with. I asked how to send the money and she said I would have to send it by money gram after my contract is signed and sent to her. If I did this I would have my money in as little as 2 days! I then hung up with her.
Luckily I went right on the internet and did my homework... And what do you know, advance fee loan scam showed up page after page! This woman was trying to rob me! She was trying to prey on the fact that I was so desperate for money that I would do anything to get it! I was so angry that she got me so excited that my prayers were answered and it was all a lie! These people need to be stopped! They pray on poor people that have nothing and are desperate! Luckily I did my homework but I read so many pages of poor people that were taken for everything they had and I do not want it to happen to anyone else! So Never Never Never give money to get money. It is illegal first of all so it is always a scam! Always!
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