From Nov 1997 to Nov 1998 I spent time gathering up papers to file a bankruptcy while renting in an apartment complex. And so in April 1999 I was happy to find the local car dealer to sell me a 1997 Sebring convertible for about $21,000 and their finding me a loan of which currently I do not know whether it was American Investment Bank or not. However, my aunt died at that time and in what seemed to be about a year of legal executive resulted in my attorney of estate handing me my $50,000 inheritance check deposited into Johnson Bank in July. Of this money, I immediately wrote check (or had Johnson bank print an electronic check) for $18,000 to pay it off. The result being, balance of zero was sent to me, statements stopped asking for payment, and I know somewhere I have a new title (I thought was in my glove box, unless stolen) with the loaning bank removed from it. A year goes by to June and there is no word from the bank or any other bank as would be expected of a paid debt. I then move within town, buying a house.
Two weeks ago in July my car died on the interstate at 60mph ceasing up the engine. I called a junk dealer and gave it to him, told him the title was in the glove box, it wasn't. And so he said I had to get a title to prove he didn't just grab someone's car. The DMV then tells me now in 2008 that in July (when i paid the car off) that American Investment Bank of Salt Lake City Utah put a lien on my car. (As if they had been sold my loan in the month I mailed $18,000.) I had nothing mailed to me for the year of residency in July July, nor ever to my house, nor anything on my credit report. Nothing for 8 years on their part to prove anyone was ever billing me for anything. And I have seen my title many times since 2000 because there was a friend who (if my car had broken down near him in TN or near my own home, instead of 200 miles away) he wanted the car. So I am aware of my having received a tile with no lien on it. Yet the 2008 title copy claims this lien was put on 2000 July 15. Figure this one out. I feel it's a clue to everyone else out there possibly having leins put on titles. I am currently attempting to call up my 1999 credit record to see who my car loan was thru.
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