A Notice was taped on our front door that a process server was trying to serve us. No one was home at the time.
The notice stated we would be charged for a court ordered stake out at our home or place of business by the court.
Served at place of employment by leaving documents with the person in charge.
Investigative costs to determine another place for service.
Service by publication in a local newspaper
Court Order Service by the Sheriff's Office
Or any other alternative legal means of service ordered by the Court,
Preventing execution of Civil Process is a violation of Texas Criminal Laws.
So said this Notice!
This is what we did. Hired an attorney that deals in credit card debt, that may or may not belong to us. And, an attorney who has dealt with these people. It was well worth the money!!!
The person tried to lie saying they never left anything on our door like that. His cell phone number 469-212-3403 was written on this notice too. Then insisted they still need to serve us. Ha ha Hiring an attorney stops all contact from these people. The law requires them to contact our attorney only.
Every state has a statue of limitations. Most states are 4 years, Az and a few others is 3 years. A person does not have to pay a collection agency when the statue of limitations applies. You can be taken to court and have a judgement against you by not answering them. That is why they hope you ignore it. Fight it!!! Fight them!!! Using every legal way possible.
Beware people do not sign anything with these collection agencies. Do your research on the internet. Anything you send to them make sure you have all communication with them notorized and send it certified mail return receipt requested. Record phone calls if at all possible too. Just tell them that is what your doing before you talk with them.
Also, go to the Better Business Bureau. You have one close to where you live. Just type in the name of the individual trying to sue you and you will get a ton of information about them. You will find how many law suits they have against them for unethical business practices. Such as Midland Funding and there many aka's...
Do not ignore anything you are served with. That is what they hope you will do. Contact an attorney and if you can't afford to do that, then do your research on the statue of limitations. Chances are this debt is past that or does not even belong to you. Take them to court and fight them.
It is illegal to harrass you, to stake out your home, or place of employment. There are laws that protect you from individuals like that.
Getting an attorney is the best thing you will ever do. You do not have to prove it is your debt, they have to prove that it belongs to you. And, chances are they don't have that information either.
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