I have banked with Regions Bank in several states over the past several years. My home bank is in Alabama but I am currently living and making deposits in Texas. I recently received a check for work I had done and drove the 45 miles to the branch I currently use and deposited the check in my account.
Later that same day I stopped for dinner and used my Visa Check card and made a purchase at a store near by and used the same card. The bank charged me over draft for both as they did not crdit my deposit until the next morning. This sounds very similar to the BB&T ripoff. I do not know how many big banks have started this practice but Regions seems to have started it since they combined with AmSouth. I found your site while looking for a new bank on the internet and am very grateful for your reports.
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