G.H. Services advertises on line to help people with bad or no credit to get personal loans for whatever purpose.
I am trying to get a loan for inventory for my new business. I have no credit so it is very difficult.
G.H. Services has you fill out a preliminary application. Then they tell you they have found so many companies that can provide you with the loan you are looking for.
This is the catch - you have to pay $69.00 to see the companies and make application to them. They say they will give a full refund if you do not get a loan.
After being unsuccessful, I tried to apply for a refund. There is a small clause that states if you have a credit score less than 560 you will not get a refund. This is not available to you until you try to apply for a refund.
I feel this is a very deceptive practice. I am now out $69.00 and have no recourse. I have no loan and have $69 less in my bank account.
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