I signed on with Gibson Trust about 3 to 4 years ago. I had gotten into credit card trouble as a teenager and I wanted to get my finances on track. My credit history pre-Gibson Trust was fine— I was never late with my payments and my accounts were never over their limits.
Since that time, all of my accounts were over their limits due to late payment fees and non-payment fees. I too received phone calls from my creditors saying that payment had never been received, despite my sending nearly 200 dollars every month for the past 3 1/2 years (even though the debt was supposed to have been paid off already).
There should be a class action lawsuit against these jerks.
Shaney
Grove City, Ohio
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