I am angry with myself for taking this loan in the first place. I don't understand how some have fallen behind on payments though, isn't it required that you have auto-draft payments?
I have gotten a 2nd job to pay off this stupid loan faster. Original loan $2600.00 current balance $2280.00, # of payments to date 18 total $3974.17 and still 24 payments to go. That makes me angry for being so stupid, but I was desperate!
So far I have my checks from 2nd job set aside totalling about $600.00, by Friday I will have $770.00, when I hit $1000.00 I will call in and make a large payment to bring down my balance. I hope to have this paid off by July's end.
This was an expensive lesson to learn, but one that I won't soon forget.
My point-do your research. Don't accept a loan if you can't live with the terms. And make your payments on time!
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