I just received a credit card from First Premier Bank and looked at my credit limit which was $250.00 Underneath says "Initial Fees" $179.00 and I've been billed already in the mail for $25.00 I look at this and red flags are going up Everywhere!
First off I look up online and what do I find. Complaints everywhere. I call First Premier Bank and tell them I just received this card today and want to Cancel my account. It sounds simple right? Oh no the lady starts to bully me asking me why I wanted to cancel and that I shouldn't. I tell her look I just want to cancel she tells me to "Shut-Up" and stop interrupting her!!! I'm thinking now I'm in trouble this lady isn't going to cancel this card which is a total SCAM! Now I have to become "passive" which in no way is me.
She read probably 2 pages of stuff. Non-sense stuff. Tried to tell me she would take $50.00 off my bill if I were to keep the card. I said to her first off I don't even owe you in the first place I just received the card. I don't know how this company is staying in business. No one can be that stupid to agree to such terms.
To end my story the lady told me so you want to cancel your card for the 100th time in the conversation and I kindly said yes please and Thank you. What do you know it sunk in and I hung up. Feeling very light headed from the stress of this "lady".
Double yoga class for me.