Watch out! They are relentless. My husband started getting calls from them on an account that was in dispute. They called over and over again demanding full payment. He tried to explain the account was in dispute, but they got nasty and threatened to tie him up in court and make him pay 3x what the original debt was. They called my daugher's grade school and left a message and my brother. Both times they stated they were a law firm and it was important that my husband call back immediately. Then they made the mistake of calling me. Fortunately, I am well-versed in the FDCPA laws and was able to quote them verbatim. When they continued to call-I filed complaints with FTC, NY Bar Association, My attorney general, NY's attorney general and The Association of Credit and Collection Professionals (of which they are registered members). Haven't heard from them since!
Arm yourself with knowledge! Know the FDCPA laws and don't let them harrass you into paying something you do not owe!
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