We purchased a home on July 31,1996. We took out the death benefit so if anything happened to my husband or myself the house would be paid off.
My husband passed away on February 15 and I applied for the death benefit. It was refused because he died of natural causes. They stated we only had accidental death.
We have paid $42.92 to our mortgage company for the last 12 years and were always told it was a death benefit we were paying for. Our mortgage has been sold 3 times, but we were never contacted to tell us of any changes.
I am now faced with the financial burden of paying $ 1300.00 per month. I do not even make that much.
I am grieving enough and the emotional stress is driving me crazy. Why do insurance companies have to prey on the misfortune of other people. I am paying off his medical bills due to his cancer and now this. I just don'tknow which way to go.
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