A year ago Homecomings stated that they were putting us in foreclosure, unless we started sending them $1200. A month for our mortgage. They insisted that we were 3months behind even though the payments were paid faithfully every month. Since we couldn't come up with the cancelled cks to prove them wrong, we agreed to the terms. We were told that after a year of paying them $1200 each month, they would cancel the foreclosure that they had placed on our home. This time we have kept all of our receipts and paid by quick collect (which by the way only accepts cash). Needless to say, we have to yet to get a billing statement from them. Last month we got a letter from the quick collect company stating that our payment was refused by Homcomings. After being on hold for at least 20 minutes, my husband finally talked to a Maureen who stated that they company had been holding our payments, because the January payment (which was paid by quick collect) had bounce. She had no reason why they stated that the payment bounced. She was supposed to get everything straighten out and send a letter stating this. She had all the right answers "oh, we're so sorry. It was a misunderstanding" "I will be talking to the underwriters and see if we can get your interest rate dropped down to 6% and get the payments current".instead what we got was a letter from HPI stating that Homecomings AKA GMAC Mortgage is foreclosing our home and that they can help get us on another payment plan. I work for an insurance office and we are not the first people that this has happened to. I was on another web sight a couple of weeks ago were people were filing the same complaints. It is always the same story with Homecomings, that is if you can get through to anyone. I am at my wits end with this company. If there is anyone who can either advise me on what to do or in a current law suit, we are interested.
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