Bank of Oklahoma consistenly applies largest checks/debits before smaller charges in order to maximize their income via OD/NSF charges. I have been monitoring my account for some time. Credits are slow to post to accounts, and regular charges post erratically.
Some fees will be refunded - as an act of "good will", but the consistency of the problem is apparent and no one will do anything about it. Customer service (at the 800 number - we live out of state) is helpful and friendly, but will come up with various "excuses" why the deposits and credits are posting in the manner they are.
Our OD protection cover up to $800, however, B.O.K. Will still put through checks and charges to bring the balance negative well over $800.
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