Homcomings is reporting my loan derogatory and included in a bankruptcy. I paid of the loan years ago and was never late with a payment as it was automatically deducted from my bank account. I did have a bankruptcy, but this loan was not part of it. I have sent them the copies of the paid in full document, the settlement papers when it was paid off and a copy of the automatic draft monthly payment. I have filed complaints with all 3 credit bureaus. They say there is nothing they can do. Homecomings continues to tell me they have no record of my account. Of course this is effecting my credit scores. I have been fighting with them for over 3 years. Please help me get this off of my credit report.
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