Had my vehicle picked up Sunday and come to find out I could have refused since they didn't send me a right to cure letter. The state I am in requires a right to cure even though Triad's reinstatement department stated they are not required to send anything but the Notice of Intent to Sell.
I spoke to a local attorney and he said since I didn't refuse that it may be considered "voluntary repossession." I guess I didn't know I could tell the repo man no to taking my vehicle.
We were 3 months behind due to financial challenges and have paid and paid and paid only to still owe 10K on a 2001 vehicle.
I have asked to lower my rate to help me out, they are quick to file and extension and make you pay even longer and more and more interest up front.
I wish this company would actually work for the consumer to help them when credit problems are a challenge versus harassing everyone they deal with.
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