As a consumer advocate I went to Credit Data Southwest located at 705 N 1ST in Phoenix a few days ago to see that type of credit report they are selling to consumers.
While in their loby I see so many consumers standing in a long line to pay for a copy of their credit report. I ask a man "Hey what did they charge you for a copy of your credit report?"
The man said $45 and he told me he paid for the 3 reports with the scores. He showed me the report. I thought to myself, "WHAT A RIP OFF".
Not one of the credit scores he paid for was the Fair Isaac Score that included his "Profile Summary".
In the auto industry, car dealers pull what is called a " Experian/TRW that includes the consumer's Profile Summary, and Their "Fair Issac Score"
Most all car dealers and most all mortgage brokers use this type of credit report when setting up a car or home loan for a consumer.
I feel that Credit Data Southwest is selling a False sense of credit value to consumers at a WACKED PRICE. What a RIP OFF.
I Feel that everybody that wants a true sense of value of their credit report should contact Fair Issac at 1-800-999-2955 or go to www.fairissac.com and ask what is it that you CAN'T have a credit report that reaveals The "Profile Summary" anf the FAIR ISSAC SCORE? Tell them you will pay for it.
I have been told that way over 70% of the U.S. Has credit that needs a "CHECK-UP FROM THE NECK-UP.
One of the reasons of this is because I FEEL the banking industry and car dealers do NOT want the consumers to know the TRUE BUYING POWER of their credit so car dealers and banks can bend consumers over for a higher interest rate.
In other words, A BIGGER PROFIT!
I feel that these poor souls are being sold a credit report that provides a false sence of credit value at a RIP OFF PRICE!
Consumers are comming into this place and paying way too much for a report that in my eyes that is useless.
If you feel that the credit industry or Credt Data Southwest is Ripping you off, Go tell them so.
Credit Data Southwest
P.O. Box 2070, Phoenix, Arizona 85001-2070
(602) 252-6951 or (800) 366-6573
Fax Number (602) 528-7799
Email [email protected]
Premier Credit Report
P.O. Box 2070,
Phoenix, AZ 85001
Phone 602-712-0200
1-800-576-2990
Fax 602-712-1597
Email is [email protected]
web is www.premiercreditreport.com
I say to one and all
Drive them all NUTS untill they provide a credit report that provides you a true sense of your credit's true VALUE!
Fax them all that you want your FAIR ISSAC SCORE!
I say BASH'EM all untill you get what you want.
To hell with secrets.
If you feel the same way, File a complaint RIGHT NOW!
Consumer Advocate
Scottsdale, Arizona
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