I decided to try Merrick Bank a year ago. My credit is not the best and I wanted a chance to start over. Merrick bank had a direct paycheck deposit and they gave you a Mastercard debit card.
The monthly fee is $9.95. Then, I began having problems where I would go to an ATM and try to pull out money and the machine wouldwould not allow me to-at the time I knew my paycheck was just direct deposited! I had money in my account. Each time I had to call Merrick Bank and each call to them is $1.50 for help. They told me that whenever someone has a large deposit put into their account, they put the account on hold. This was ridiculous and it did not take place each and every time I had a deposit, so it became confusing to me.
Then, it states on paperwork that you can only withdrawl up to $500.00 a day from your account. On some days it has let me withdrawl much more than that. I called and asked a representative what is the policy on this and he told me you can withdrawl as much as you want. I am CONFUSED!!!
TANYA
ST. LOUIS, Missouri
0 comments