Amazingly JP MORGAN CHASE was noted as one of the companies who is supposed to assist with many of us who are in jeopardy of losing our homes.
This is an absolute blatant lie and I believe it was written for us to believe that they were going to HONESTLY assist.
My business had been slow at the end of 2007 and our finances were very tight as most AMERICANS in this country today. Multiple times I had asked
CHASE HOME FINANCE to assist us with bringing our home current and multiple times they refused when asked if we could make a payment arrangement.
In January I contacted JP MORGAN CHASE HOME FINANCE again and stated that we needed an arrangment to bring our home current as we did not want to face foreclosure and additional charges, they stated that our home had gone into LOSS MITIGATION as the COLLECTION department sent us to them for foreclosure proceedings. I immediately contacted them trying to stop the FORECLOSURE process and was told that we could not make any payments until our home was processed through the COURTS, and so they asked that I contact them the following friday.
I contacted the LOSS MITIGATION department the following Friday and of course my representaive was not available nor had she ordered the paperwork to resolve the issue.
Several days later I contacted them again and they would not make an arrangement stating that since my business had slowed down that the amount of money that we made versus our payment that they could not make any arrangements. The sent a letter out to us on FEB 4 showing the entire amount that we have to pay by the end of the month and noted on the bottom states "SALE DATE NONE" after a mass amount of mail from others begging to buy our house they clearly stated that our home goes to AUCTION in MAY.
I have yet to recieve a letter from the TITLE COMPANY stating that we are going to AUCTION and since I work from home I have noted at least 5-6 cars per day driving through our street and stopping in front of my house. This entire situation has become a nightmare and has caused such undue stress, I don't have any idea if someone is casing the house or getting ready to break in, these are total strangers!!!
To top it off onthe balance statement sent by JP MORGAN CHASE HOME FINANCE they have charged for a property inspection and appraiser I would like to know when they have came out to do this, since I can see everything from my office.
I called again tonight seeing if we could pull our home out of foredosure and the only thing they did offer was a loan modification without any guarantees
as there is a catch again it is based on your income and if you don't fit the critera you don't keep your house. We have had our home for almost 4 years
of course we don't want to lose our home, who does? But these BANKS are not helping and I don't know wo to contact as I have been trying to find an attorney who will listen and they all seem to be for the BANKS.
There is much more to this then I can put on a BLOG but I certainly hope that someone can help!!! Is there anybody else who is suing CHASE for poor documentation and paperwork handling? How many out there are VICTIMS of foreclosure or soon to be FORECLOSED on? Is there any good ATTORNEYS out there who is willing to at least look at my situation? I am speaking for other victims as well who ended up with SUBPRIME LOANS etc and to thnk our credit was GOOD how did we all get ourselves into this MESS? Now the BANKS will not HELP at all so the MEDIA is only playing it up for propoganda purposes to make the BANKS look good so half the COUNTRY doesn't pull there money out of them.
If someone is suing CHASE or is starting a lawsuit please let me know as it appears since they are not working with us we have 10 weeks to move another VICTIM in the MEDIA world stating that BANKS are helping people save there homes that is a FARCE. We can afford our home and the bottom line is our LOAN is resetting and we will be in TROUBLE as the BANK sees it if they can auction it then they will get paid next to nothing and again we will be in the situation of explaining to the IRS why we can not pay the TAXES on what we will be 1099 for, with the way the economy is do we honestly believe that they are going to write off MILLIONS of DOLLARS? The answer is NO they are not going to pardon may and again they will be in a very bad situation as my friend explained who is a realtor, the MEDIA and the BANKS are telling us what we want to hear and honestly they are really not helping us AT ALL.
Again I ask if there any ATTORNEYS out there or anyone going through this please contact me.
Annette
SURPRISE, Arizona
U.S.A.
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