In May I made a 2,012 dollar payment to Homecomings Financial. I paid by phone so the payment was taken directly from my bank account. Weeks later when I called Homecomings to make another payment they told me that I still owed the $2,012. So I called my bank to see if the money was taken out of my bank account and where it went, they told me that it indeed had been taken out by my Homecomings. My bank give me the record of where homecomings had taken our money out of my bank account and I faxed it twice to the company.
Homecomings was extremely evasive when I called and all of the people that I spoke with directed my call to someone else. Finally after a couple of months of falling behind in my payments because the company won't allow me to make any payment untill the account is completely caught up. All of that being their fault. They put me into foreclosure. I finally talked to someone who said she had found the money and applied it to my account and the money was applied to my account.
A couple of weeks later we were notified by Homecomings that our house was going back into foreclosure over the lost payments they said they found. But this time when our house was about to be foreclosed on we had to borrow money from family to pay $9,400 to get it out of foreclosure. $2012 of that amount we had already paid. Some of the amount we owed them but couldn't pay because they had us so behind, some of the amount was late charges piled on, and most of the amount was for their attorney fees. I have a wife and 3 kids, I work at a paper mill and we're barely getting by. We can't afford to pay thousands of dollars over faulty accounting practices. Please help me someone.
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