We were initially contacted at our office by this company regarding a debt owed by our business. We attempted to be very nice to this gentleman and explain that we realize we did in fact owe the debt but we were in a small cash flow crunch that should rectify this within a few weeks to a month. Not only was he not satisfied with this, he resorted to calling our office up to 15 times a day. When that was not working he started calling our home at 6:00 am to get our attention. He called our neighbors told them we were deadbeats that did not pay our bills, he contacted our bank and told them the same thing (we had already sent one payment and he got the banking information from the cashiers check. (20% of the balance I might add). He threatened to throw us in jail which we knew was bs. When we informed him of the FDCPA and how many rules he violated he informed us that since he was collecting from a business he didn't have to follow it. After 6 months of DAILY harrassment we hired a 3rd party negotiator to handle the claim of which they sucessfully negotiated a settlement of 1/3 of the balance owed. He was livid but his client agreed to it. We paid it in 2 installments, the second installment was 1 week late because I ended up in the hosptial with surgery and he now is back to harassing us stating since we paid the settlement one week late he now can collect the full balance. He is lying to his client and telling them we did not fulfill the balance owed I talked to the owner of the original creditor this morning. However this is not stopping this guy from still telephoning, emailing and this verbal attack on us. We realize we owe the money and have made good on this settlement but he still will not give up. Beware of any one from this company. Do not try to deal with him, DO NOT TRUST HIS WORD, go straight to an attorney!!
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